Sam — Sort All Money · iPhone · Invitation beta
Your bank balance isn’t your spending money.
A private payday planner for iPhone. See what’s left after bills and planned costs, without a budget for every spending category.
All features are free during beta. Accepted testers receive 12 months free after beta ends.
iPhone · iOS 26 or later · By invitation. Joining does not guarantee a place, start the free year or create a subscription.
Eligible Apple Wallet activity can suggest bills and income to help you get started. Manual planning is complete, without connecting a bank.
£600 still committed · 16 days left
Estimate from your recorded planSam 1.6 (11) · Fictional demo data
Here’s why £1,500 doesn’t mean £1,500 to spend.
In this example, £500 in unpaid bills and £100 in planned spending are still ahead. Sam accounts for both, leaving an estimated £900 for the rest of the cycle.
£1,500 − £600 = £900. Based on the fictional plan—not money moved or reserved at the bank.
Try your own numbers
Interactive demonstration · Fictional data · Nothing is stored or submitted
What is actually left after the plan?
Adjust the example. Sort All Money subtracts unpaid bills and planned spending from the balance you enter.
A planning estimate from fictional inputs—not a guaranteed allowance or financial advice.
A useful plan, with less typing
Start with a plan to review, not a blank form.
With an eligible account connected to Apple Wallet, Sam can suggest regular bills and income and prefill their details. Choose what belongs, review the amounts and schedules, then add them to your plan.
Synthetic Wallet example: regular income and bills selected for review, not yet added to Sam.
Look ahead before making another plan
See the squeeze before the bill arrives.
Pick a day to see the projected balance and the payments behind it. Here, £680 falls to £80 after £400 rent and £200 childcare.
Explore the forecast and its payments
Separate fictional example: £80 projected on 17 September; £250 income is expected later, not received. Forecasts depend on the recorded plan.
See the payment behind that day
Same fictional plan, 17 September: the £200 Willow Childcare bill is still unpaid. Rent falls earlier, on 12 September.
A reason to keep checking in
See which regular costs are changing.
Follow one bill through your saved cycles. This example tracks Meadow Energy from £55 in June to £70 in September, with a £5 change from the previous recorded bill.
Recorded payment amounts can change for different reasons; they do not by themselves prove a supplier price rise.
Explore bill history and trends
Separate fictional bill history: one paid bill in each cycle. September is current, with its £70 already paid.
Help shape Sam
Try every feature.
Keep a year on us.
All features are free during beta. People accepted into the beta receive 12 months of free access after beta ends.
- Every planning, insight and backup feature
- Manual planning or eligible Wallet assistance
- Direct feedback to the person building Sam
All features. Access by invitation.
Your thank-you for helping shape Sam.
GBP. Paid access is not active in the current beta.
Joining the waitlist requests an invitation; it does not guarantee a place, start the 12 months, or create a subscription. Read the beta offer terms.
Private, and in your hands
Your plan. Your control.
No Sam account to create. Your financial plan is processed on your iPhone. Sam doesn’t hold or move your money.
- Protect access. Turn on App Lock to use Face ID or your iPhone passcode.
- You choose what to record. Review Wallet suggestions before applying financial changes. A saved payment link does not create another expense.
- Choose your backup. Keep an optional iCloud copy or a password-encrypted Sam export.
Restoring a backup replaces the local plan. Backups are not live multi-device sync.
Beta waitlist
Join the Sort All Money beta waitlist.
Sam handles invitations personally. Your on-page success message confirms your request; no automatic confirmation email is sent. Joining does not guarantee a place.
Beta timing and what to expect
Timing: Sam handles invitations personally. There is no fixed invitation date, and joining does not guarantee a TestFlight place.
Current beta: version 1.6, build 11. All features are included. Invitations explain how to install through TestFlight.
Confirmation: the successful on-page message is your confirmation. No automatic confirmation email is sent yet.